Credit Repair Packages Designed for Real Results
No matter where you are on your credit journey, Credit Authority offers flexible packages built to help you correct, rebuild, and strengthen your credit with confidence.
Our Packages
Your credit story is unique—and your solution should be too. Our structured credit repair packages are designed to meet you where you are, whether you need minor corrections or advanced, lender-ready credit optimization.
Start with a consultation to review your credit, discuss your goals, and choose the package that best fits your path to financial success.
Tier 1 CREDIT STARTER
Best for: Minor corrections & credit maintenance
$99 – Consultation Fee- Required (One-time)
Monthly Investment: $49.99 / month
Typical Duration: 3–4 months
What’s Included
- 3-Bureau Full Credit Analysis
- Identification of inaccurate, outdated, or unverifiable items
- Personalized credit improvement roadmap
- Up to 3–5 dispute items per month*
- Ongoing credit monitoring (client-provided or third-party service)
- Alerts for score changes, new accounts, or negative activity
- Ongoing credit education (self-paced)
- Monthly dispute status updates via client portal
Ideal for: Individuals with relatively stable credit who need light corrections and guidance.
Tier 2 CREDIT BUILDER
Best for: Credit rebuilding + mortgage readiness
$99 – Consultation Fee- Required (One-time)
Monthly Investment: $69.99 / month
Typical Duration: 4–6 months
What’s Included
- 3-Bureau Full Credit Analysis with Mortgage Assessment
- Ongoing credit analysis throughout the program
- Personalized credit rebuild and mortgage preparation plan
- Up to 10 dispute items per month
- Strategic handling of collections, charge-offs, and late payments
- Credit-building recommendations to strengthen scores
- Ongoing credit monitoring (client-provided or third-party service)
- Alerts for score changes, new accounts, or negative activity
- Ongoing credit education (self-paced)
- Monthly progress updates via client portal
- Two scheduled strategy consultations during the program
- Collaboration with your chosen lender to align credit actions with underwriting requirements
Ideal for: Clients preparing for homeownership or major financing goals.
Tier 3 CREDIT AUTHORITY ELITE
Best for: Advanced credit correction + lender-level readiness
$99 – Consultation Fee- Required (One-time)
Monthly Investment: $129.99 / month
Typical Duration: 6–9 months
Core Features
- Tri-Bureau Full Credit Analysis with Mortgage Assessment
- Ongoing, in-depth credit analysis
- Personalized credit rebuild and mortgage preparation plan
- Up to 10 dispute items per month
- Strategic handling of collections, charge-offs, repossessions, and late payments
- Credit-building recommendations
- Ongoing credit monitoring with alerts
- Self-paced credit education
- Monthly progress updates via client portal
- Two strategy consultations per month
- Collaboration with one or more lenders upon request
Advanced Elite Benefits
- Advanced tri-bureau credit audit with lender-level analysis
- Custom, high-impact credit correction strategy based on financing goals
- Up to 12–15 dispute items per month, including escalated and advanced disputes
- Strategic handling of complex derogatories
- Goodwill and targeted correction letters with supporting documentation
- Intensive credit utilization restructuring and timing strategies
- Credit-building optimization for long-term score stability
- Authorized user strategy planning and risk assessment
- Real-time credit monitoring alerts
- Detailed monthly reports with strategy adjustments
- Advanced underwriting-focused credit education
- Direct coordination with lenders for documentation and updates
- Priority communication and expedited responses
Ideal for: Clients seeking premium, hands-on credit optimization with lender coordination.
Ready to Take Control of Your Credit?
Your journey starts with clarity. Book a credit consultation today and let Credit Authority help you choose the right strategy to reach your financial goals faster and smarter.
